|
|
|
Check Yourself for Outstanding Customer Service
Recently, a business associate, Mike, mentioned that he was doing a show at a local university and stopped by the faculty dining hall to get lunch. He said that, while waiting on line, the service was poor. The line moved slowly, the...
First Impressions-Make Them Count
When is the first time that you give any idea of who you are and what you really do for your potential clients, customers and prospects?
Article Title: FIRST IMPRESSIONS-Make Them Count
Author Name: Joanne Victoria
Contact E-mail...
Home Based Business On A Shoestring—Or Even A Thread!
Home Based Business On A Shoestring—Or Even A Thread! Starting a stay at home based business doesn’t always require a great deal of money to get up and running. In fact, often you can start a stay at home based business without any money at all. So...
How to Set up your own Online Business: 11 FREE or LOW Cost Services you'll need to know about
Whoever said you need thousands of dollars to start your own web based business didn't know what they were talking about. If you know where to look your business can be on the web for very little money, and in some cases free. 1) Free Domain...
Turn Your Email Sign-Off Into Results: Seven-Step Checklist for Success
Copyright 2005 Kathy Gulrich
Okie dokie. The basics. What exactly is an email sign-off?
Your sign-off is the part of your email -- with your name,
company, phone, etc. -- that comes right after your text message.
To be honest, I find...
|
|
| |
|
|
|
|
Stock Market Retirement Investment Plan
For a successful retirement investment plan to work in the stock market, some ‘reasonably sure’ assumptions would have to be made:
The retirement investment plan must take into consideration the one prevailing constant in any stock market security – risk and uncertainty. Understanding that risk and uncertainty are the key factors that propels the return on investment in the stock market far beyond the returns of Passbook Savings Accounts, CD’s or Bonds are a start. The plan’s key factor would be to use the risk and uncertainty of a stock market security to its advantage.
The retirement investment plan should be founded on the belief that no one can successfully retire without financial freedom. Therefore, the retirement investment plan’s main role would be to supply you with income during your retirement years, while also taking into consideration the risk of inflation. This should be accomplished without having to touch the principle.
The retirement investment plan would require discipline to accomplish its goal. The goal should be clear and specific, and the discipline necessary to accomplish the goal, just as clear and specific. Also, the retirement plan should not be financially out-of-reach, allowing as little as 100 dollars to begin, with as little as 10 dollars a quarter to continue.
The retirement investment plan’s return on investment should be aimed toward providing income, and the income from the holdings in the plan should accelerate every week of the year, until retirement. This should be the case, no matter what the price of the security at any given time in the market place.
The retirement investment plan should be proven to you. Once proven, you must have the confidence in yourself to carry the plan forward. This do-it-yourself confidence means that the retirement plan’s ROI benefits only you and your family and no one else. A no-fee plan enhances the return on investment, allowing every cent put into the plan to work for you.
Companies owned in the
retirement investment plan should have a historical record of raising their dividend every year. Therefore, a future dividend increase for the 10th or the 35th consecutive year in a row can be ‘reasonably sure.’ The guide for the selection of each security is its historical performance of rising dividends every year.
To receive the best return in the retirement investment plan, all companies in the plan would be purchased commission-free. All dividends from the companies would purchase more shares of each company commission-free. Therefore, every cent earned in ever-increasing cash dividends every quarter and any extra cash put into the retirement plan would work toward increasing the cash dividend.
Why bother beginning a retirement plan is best expressed, in my opinion, by a quote by Charles Kettering:
“I expect to spend the rest of my life in the future, so I want to be reasonably sure of what kind of future it’s going to be. That is my reason for planning.”
To read the PREFACE from the book ‘The Stockopoly Plan – Investing for Retirement’ visit http://www.thestockopolyplan.com
You have permission to this article either electronically or in print as long as the author bylines are included, with a live link and the article is not changed in any way. Please provide a courtesy e-mail to charles@thestockopolyplan.com telling where the article was published. (Word Count 501)
About The Author
Charles M. O’Melia is an individual investor with almost 40 years of experience and passion for the stock market. The author of the book The Stockopoly Plan – Investing for Retirement; published by American-Book Publishing. The book can be purchased at http://www.pdbookstore.com/comfiles/pages/CharlesMOMelia.shtml
chassmo99@yahoo.com
|
|
|
|
|
|